TERMS AND CONDITIONS
BANK ACCOUNT & CREDIT/DEBIT CARD ACCOUNT DIRECT DEBITS
1. DEFINITIONS
“LinkLearn” means LinkLearn Australia Pty Ltd, PO Box 341 Hamilton Queensland 4007.
"Customer" means the Account holder and/or Cardholder and/or the Student who are jointly and severally liable for all payments, instalments and fees incurred as a result of the Student’s enrolment.
2. INTRODUCTION
This document describes the Terms and Conditions with regard to the authority granted by the Customer to LinkLearn to directly debit the nominated bank account or credit or debit card account for all payments, instalments or fees incurred as a result of the Student’s enrolment.
3. AUTHORITIES
The Customer grants the following authorities to LinkLearn:
- the right to withhold, disavow or expunge any qualifications granted that subsequently become related to any payment dispute or default
- the authority to directly debit the Customer’s nominated account for the amounts and at the frequency of payments as described on the LinkLearn Enrolment Form
- the authority to debit any additional amount in order to clear any payment arrears
- the authority, in the event of a default, to immediately notify any debt collection/credit-reporting agency of the default and to immediately add to the outstanding debt an additional fee of 27.5% of the outstanding amount to LinkLearn’s debt recovery costs
- the right of LinkLearn to nominate a third party to collect any payments and to assign all rights pursuant to the collection of payments without any further consent of the Customer
4. LIABILITIES
The Customer accepts full liability for:
- paying the amounts in full and at the payment frequency, until all payments, instalments and fees due have been paid in full
- the timely availability of clear funds in the nominated account
- ensuring that the nominated account is able to accept on-going direct debits
- providing LinkLearn with any new or changed account details
- all charges incurred as a result of dishonoured or rejected debits.
The Customer acknowledges that the cancellation of the authority to debit an account shall not terminate nor remove the Customer’s liability to make the payments as agreed.
5. DEFAULT & RECOVERY
LinkLearn shall consider the Customer in default in the event of a breach of any of the agreed payment amounts or frequency arrangements and the subsequent failure to remedy the breach within 30 days. In this event, the entire outstanding balance including any current arrears and the total of any unpaid instalments and payments as well as any additional fees shall be immediately due in full.
The Customer acknowledges and understands that a swift and resolute process of debt collection, including legal action, shall result pursuant to the recovery of the total outstanding debt and also accepts liability for all costs incurred in the execution of the debt collection process.
6. DEFERRING OR STOPPING PAYMENTS
LinkLearn may consider, at its sole discretion, a request to change, suspend or cancel the amounts and frequency of the payments. Any request to vary the payments must be requested in writing by the Customer and LinkLearn shall confirm its acceptance in writing.